How to Get Ozempic Covered by Insurance: A Step-by-Step Guide

Ozempic Covered by Insurance

Ozempic, a popular injectable prescription medication used to improve blood sugar levels in adults with type 2 diabetes, has also been found effective in reducing the risk of major cardiovascular events. With its growing significance as part of diabetes treatment, many patients wonder how they can get their insurance to cover Ozempic for weight loss. The good news is that there are options available to ease the financial burden of this beneficial medication.

Navigating insurance coverage can be challenging, given that all insurance plans have distinct formularies. However, by thoroughly understanding the options offered by private or commercial insurance, patients can potentially access significant savings, making Ozempic more affordable. For eligible commercially insured patients, savings of up to $150 for a one-month supply, $300 for a two-month supply, or $450 for a three-month supply can be obtained with certain programs, such as the Ozempic Savings Card.

Knowing the right tools and resources can make a considerable difference in securing insurance coverage for Ozempic. Comparing prices of different pharmacies and checking your prescription coverage before filling your Ozempic prescription can provide valuable insights into cost-saving opportunities. This article aims to guide you through the process of obtaining insurance coverage for Ozempic, improving both your physical and financial health.

Understanding Ozempic

What is Ozempic?

Ozempic is a brand name for the medication semaglutide, a glucagon-like peptide-1 (GLP-1) receptor agonist. It is an injectable drug primarily used for the treatment of type 2 diabetes, and it can also aid in weight loss for some patients.

Treatment for Type 2 Diabetes

As a treatment for type 2 diabetes, Ozempic is prescribed to adults and is used in conjunction with diet and exercise. It can help improve blood sugar levels and may assist in managing other aspects of diabetes care.

How it Works

Ozempic works by mimicking GLP-1, a hormone that helps regulate blood sugar levels. The medication helps to:

  • Slow down the digestion process, allowing sugar to be absorbed more gradually into the bloodstream
  • Stimulate the pancreas to produce more insulin when blood sugar levels are high
  • Reduce the amount of sugar released by the liver into the bloodstream

Potential Side Effects

Like any medication, Ozempic can cause potential side effects. Some common side effects include:

  • Nausea
  • Vomiting
  • Diarrhea
  • Abdominal pain
  • Decreased appetite

It is important to discuss any concerns or side effects with your healthcare provider. They can assess whether Ozempic is the right treatment option for you and help you manage potential side effects.

Insurance Coverage for Ozempic

Private Insurance

Most private insurance plans offer coverage for Ozempic as it is a medication used to improve blood sugar control in adults with type 2 diabetes. The cost with private insurance varies depending on factors such as your plan’s deductible and copay. However, some people may be able to get Ozempic at a lower price, around $25 for a month for a 1-, 2-, or 3-month supply.

Remember that each insurance plan differs and you may need to check with your provider to determine coverage specifics for Ozempic.


Ozempic is covered under some Medicare plans, depending on factors like the specific plan and formulary. It’s important to check with your Medicare plan provider to determine if Ozempic is covered and the cost of the medication. In some cases, the copay for Ozempic under Medicare may vary.

If you’re having trouble navigating Medicare, there are services such as Chapter that offer comprehensive Medicare guidance at no cost.


Medicaid coverage for Ozempic will vary depending on your state’s specific Medicaid program. To find out whether your state’s Medicaid program covers Ozempic and the potential cost, it’s essential to contact your local Medicaid office for details.

Regardless of your insurance type, there are additional ways to save on Ozempic:

Please consult your insurance provider, Medicare, or Medicaid office to get accurate information on coverage and costs for Ozempic in your specific situation.

Financial Assistance Programs

Novo Nordisk Savings Card

The Novo Nordisk Savings Card allows eligible commercially insured patients to pay as little as $25 for a 1-, 2-, or 3-month supply of Ozempic. The maximum savings are $150 for a 1-month prescription, $300 for a 2-month prescription, and $450 for a 3-month prescription. Note that this offer is for up to 24 months.

Eligibility for the Savings Card mainly depends on having private or commercial insurance such as insurance received through an employer. It is important to check with your insurance provider to ensure coverage for Ozempic.

Patient Assistance Program

Novo Nordisk offers a Patient Assistance Program (PAP) that provides medication at no cost for those who qualify. PAP is designed to help patients with limited income and resources who also do not have insurance coverage for their prescribed medication.

To be eligible for PAP, you need to:

  • Be a legal resident of the United States, U.S. Virgin Islands, or Puerto Rico
  • Have an annual household income below 400% of the federal poverty level
  • Not have prescription drug insurance with some exceptions for Medicare Part D enrollees

To apply for the PAP, fill out and submit the enrollment form available at NovoCare. Approval for PAP depends on eligibility requirements, and patients may receive free medication from Novo Nordisk if approved.


GoodRx offers coupons for Ozempic that can help lower the cost of the drug. These coupons may be especially useful for those who are uninsured or underinsured. By searching for Ozempic on the GoodRx website, you can find and compare prices from various pharmacies and potentially save money. Remember to present the GoodRx coupon to your pharmacist when picking up your prescription.

Getting a Prescription for Ozempic

Diagnosis and Consultation

Before receiving a prescription for Ozempic, a proper diagnosis and consultation with a health care provider are necessary. Discuss your medical history and any ongoing health issues with your healthcare provider to determine if Ozempic is the right treatment option for you. Your doctor will evaluate your condition, take into account factors such as blood sugar levels and existing heart disease, and then decide whether Ozempic is a suitable medication.

Prescription from a Health Care Provider

Once your healthcare provider confirms your eligibility for Ozempic, they will write a prescription for the appropriate dosage. Make sure to ask your prescriber any questions you may have about the medication, including potential side effects, dosage instructions, and drug interactions. It is important to follow your healthcare provider’s recommendations as failure to do so may increase the risk of complications and reduce the effectiveness of the treatment.

Filling the Prescription at a Pharmacy

After receiving your prescription for Ozempic, the next step is to fill it at a pharmacy. To help reduce the cost, consider:

  1. Using an Ozempic savings card by texting BEGIN to 21848 or registering at This offer is available for eligible commercially insured patients and may provide significant savings.
  2. Exploring subscription services to receive your medication on a regular basis at a discounted rate. These services often provide options for monthly or quarterly medication refills and delivery.
  3. Utilizing a SingleCare discount card for additional savings on your Ozempic prescription.

Remember to discuss any financial concerns you have about filling your prescription with your healthcare provider to ensure you can access the medication you need for effective treatment.

Managing Diabetes with Ozempic

Diet and Exercise

Managing diabetes effectively begins with a healthy diet and regular exercise. Consuming a balanced diet, low in added sugars and saturated fats, can help maintain stable blood sugar levels. Eating meals at regular intervals and including high-fiber, low-glycemic index foods can also benefit your diabetes management. Incorporate physical activity into your routine, aiming for at least 150 minutes of moderate-intensity aerobic exercise per week.

  • Maintain a balanced diet
  • Eat at regular intervals
  • Choose high-fiber, low-glycemic index foods
  • Aim for 150 minutes of moderate-intensity aerobic exercise per week

Blood Sugar Monitoring

Monitoring your blood sugar levels regularly is crucial for individuals with Type 2 diabetes. Keeping track of these levels enables you and your healthcare provider to make necessary adjustments in your treatment plan, including proper medication dosages. Ozempic (semaglutide) is a once-weekly antidiabetic prescription medication that can help you manage your Type 2 diabetes by improving blood sugar control.

  • Regularly monitor blood sugar levels
  • Work with a healthcare provider to adjust treatment plan
  • Ozempic can help improve blood sugar control

Diabetes Health Coach

A diabetes health coach can provide personalized guidance regarding your diet, exercise, and medication management. They can support your diabetes care plan by helping you set realistic goals and recommending strategies to overcome various challenges. Ensuring that you follow a suitable diet, exercise, and medication plan can make a significant difference in managing your diabetes effectively.

  • Receive personalized guidance from a diabetes health coach
  • Set realistic goals
  • Follow a suitable diet, exercise, and medication plan

Motivation and Inspiration

Staying motivated and inspired is critical to managing diabetes successfully. Surrounding yourself with a strong support system, including friends, family, or online communities, can provide you with encouragement and motivation. Setting smaller, achievable goals and celebrating your victories can also contribute to maintaining a positive attitude throughout your diabetes management journey.

  • Build a strong support system
  • Set achievable goals
  • Celebrate your victories

By following these guidelines and incorporating Ozempic into your treatment plan as prescribed, you can effectively manage your Type 2 diabetes. If you’re concerned about how to get insurance coverage for Ozempic, there are savings programs available, which may help minimize costs associated with this medication.

Comparing Ozempic to Other Diabetes Medications

In this section, we will compare Ozempic to other diabetes medications, focusing on Victoza (Liraglutide), Trulicity (Dulaglutide), and Wegovy.

Victoza (Liraglutide)

Victoza, also known as Liraglutide, is a GLP-1 receptor agonist like Ozempic. It is used to improve blood sugar control in adults with Type 2 diabetes alongside diet and exercise. Victoza is administered once daily as a subcutaneous injection1.

Some key differences between Victoza and Ozempic include:

  • Dosing frequency: Victoza is taken once daily, while Ozempic is taken once weekly.
  • Cardiovascular benefits: Ozempic is approved for reducing the risk of major cardiovascular events (like a heart attack or stroke) in patients with Type 2 diabetes2, while Victoza has not been specifically approved for this purpose.

Trulicity (Dulaglutide)

Trulicity, also known as Dulaglutide, is another GLP-1 receptor agonist that shares the same mechanism of action as Ozempic. It is used to manage blood sugar levels in adults with Type 2 diabetes alongside diet and exercise promises3.

The main differences between Trulicity and Ozempic include:

  • Dosing frequency: Trulicity is also taken once weekly, like Ozempic.
  • Injection device: While both medications are administered via subcutaneous injection, they use different pre-filled pen devices.


Wegovy is a newer GLP-1 receptor agonist that works similarly to Ozempic. It is also used to control blood sugar levels in adults with Type 2 diabetes4. A key difference between Wegovy and Ozempic is that Wegovy has been approved by the FDA for weight management in adults with obesity or overweight with at least one weight-related health condition5.

Coverage and Assistance Programs

For commercially insured patients, it is important to note that coverage for Ozempic, Victoza, Trulicity, and Wegovy may vary depending on the private insurance plan. Some insurance providers offer diabetes health coaches, which can help patients navigate their coverage options and find the best medication for their individual needs.

Legal and Safety Information

Disclaimer and Professional Medical Advice

This article provides general information on how to get Ozempic covered by insurance. It is not intended to be a substitute for professional medical advice and should not be relied upon as such. Before making any decisions regarding your healthcare or insurance coverage, it is important to consult with your healthcare provider.

Warranty and Copyright

The content of this article is provided “as is,” without warranty of any kind. While we strive to be accurate and up-to-date, we do not warrant that the information presented is completely accurate or error-free. In no event will we be liable for any damages resulting from the use of or reliance on the information provided in this article.

All content on this page, including text, images, and graphics, is protected by copyright. Unauthorized use, copying, or distribution is prohibited. Please respect the intellectual property rights of the creators and adhere to applicable copyright laws.

Third-Party Branding

This article may reference third-party brands, including Ozempic, which are the property of their respective owners. Any trademarks, logos, or other branding elements of these companies are used for informational purposes only and are not meant to imply endorsement, sponsorship, or affiliation. If you have any concerns regarding the use of these brands, please contact the company directly.

Additional Health Considerations

Obesity and Weight Loss

Ozempic is often prescribed for patients with type 2 diabetes, but it has also shown promise in aiding weight loss for individuals struggling with obesity. In addition to its glucose-lowering effects, Ozempic slows down gastric emptying, which can help promote feelings of fullness and facilitate weight loss. It is essential to consult with a healthcare provider to determine if Ozempic is an appropriate treatment option for obesity.

Blood Pressure and Cholesterol Management

High blood pressure and high cholesterol levels are common health concerns, particularly for individuals with type 2 diabetes. Managing these conditions is crucial for overall health and preventing complications. Ozempic has demonstrated both blood pressure and cholesterol-lowering effects, which can be beneficial for patients with these risk factors.

  • Blood Pressure: Ozempic has shown potential in reducing systolic blood pressure levels. This effect can contribute to improved heart health and reduced risk of cardiovascular complications.
  • Cholesterol: In some studies, Ozempic has been associated with improvements in cholesterol levels, particularly by reducing LDL (‘bad’) cholesterol and increasing HDL (‘good’) cholesterol.

It’s essential to remember that Ozempic should not be considered a standalone treatment for blood pressure or cholesterol management. It is vital to follow a healthcare provider’s advice on incorporating lifestyle changes and additional medications as needed.

Clinical Trials and FDA Approval

Various clinical trials have assessed the safety and efficacy of Ozempic for treating type 2 diabetes and its potential role in obesity treatment:

  • In the SUSTAIN clinical trial program, published results provided evidence for the efficacy and safety of Ozempic at improving glycemic control, reducing body weight, and lowering cardiovascular risk factors in adults with type 2 diabetes.
  • In the STEP clinical trial program, Ozempic was tested for its potential in aiding weight loss in individuals with obesity, with or without type 2 diabetes. Results showed significant weight loss compared to placebo alongside other interventions like lifestyle changes.

Based on the accumulated evidence, Ozempic received FDA approval for the treatment of type 2 diabetes in 2017. It is essential to remain up-to-date with ongoing trials and potential new indications for Ozempic, as research continues to evaluate its benefits and safety profile.



Similar Posts

Leave a Reply

Your email address will not be published. Required fields are marked *